The repayment date of the portfolio loan is the same day. Although the portfolio loan is repaid to two accounts respectively, the repayment date is the same day. Because you apply for provident fund loans and commercial loans in the same bank, the bank will set the repayment dates of the two loans as the same day for the convenience of management. Therefore, on the repayment date, the user needs to repay twice. On the repayment date of the combined loan, the system will automatically initiate the deduction, and the user needs to ensure that there are enough funds in the two bank cards for repayment.