The loan conditions of the provident fund have legal and valid identity documents, the deposit status is normal, the provident fund has been fully paid for more than 6 months, the credit is good, the income is stable, the loan repayment ability is good, and the house purchase contract is legal and valid. For the purchase of housing, the down payment of not less than 30% of the total housing price has been paid, and for the construction, renovation and repair of housing, the upfront cost of 30% of the total cost required for construction, renovation and repair of housing can be paid.

Personal housing provident fund loans to buy a house, for us personally, the first requirement is that the account needs to be in this city. Personal housing provident fund loans to buy a house can be divided into urban residents and employees. Applicants and their units, as employees, can apply for individual housing provident fund loans only after they have paid the housing provident fund in full and on time in this city for more than one year. Personal housing provident fund loans to buy a house, and developers to sign a pre-sale contract, pay more than 30% down payment invoices.