"The mortgage approval time of China Everbright Bank generally takes about one week. After approval, the time for granting the loan shall be based on the time when the applicant completes the mortgage registration in the bank. After the mortgage registration, the bank will approve it in about 15 working days. After approval, the bank will issue a mortgage certificate and finally lend money to the borrower. After the general applicant submits a loan application to the bank, it will take about 25-30 working days from the application to the approval of the loan. To put it simply, the mortgage of Everbright Bank generally takes 22-25 working days to lend money. "