According to Guangzhou's current loan restriction policy, if there is a house in the field without a loan record, it will not affect buying a house in Guangzhou, which belongs to the first set of first loans, with a down payment of 30% and a loan of 70%;

If you have a house with a loan in other places, please also take a loan. You can buy a house in Guangzhou with a down payment of 40% and a loan of 60%.

If you have a loan in other places, you can buy a house in Guangzhou, with a down payment of 70% and a loan of 30%;

The above three situations are only when you go to the bank for a loan. Coupled with the current double contract policy in Guangzhou, the real down payment when buying a house must be combined with the decoration payment of about 20% of the total house price.