The banking qualification examination is divided into two levels: primary and intermediate. The examination is divided into compulsory subjects and elective subjects. The compulsory subjects are mainly to master the necessary qualities and relevant knowledge for banking industry. The elective subjects are It focuses more on examining the professional abilities of bank employees. The specific subjects are as follows:

Required subjects: "Banking Industry Laws, Regulations and Comprehensive Abilities"

Elective subjects: "Personal Financial Management" and "Company" under "Banking Industry Professional Practice" 5 subjects: Credit", "Personal Loan", "Risk Management" and "Bank Management".

The passing standard for the Banking Qualification Examination is 60 points. Each subject test is worth 100 points. Candidates should pass any professional category under the subjects of "Banking Laws, Regulations and Comprehensive Ability" and "Banking Professional Practice" in two consecutive examinations. Even if you pass the banking qualification examination, you can obtain the "Banking Professional Qualification Certificate" of the corresponding level. Examination content

1. Required subject: "Banking Laws, Regulations and Comprehensive Abilities"

Purpose of the exam: To pass this subject exam, test candidates' application of basic knowledge of the banking industry, The ability to analyze and judge problems and handle basic business based on laws and regulations related to the banking industry and the basic standards and professional ethics of banking industry practitioners.

Mainly examine knowledge points: economic and financial foundations, banking business, bank management, legal basis of banking practice, banking supervision and self-discipline

2. Selected subjects: "Banking Professional Practice - Banking Management》

Purpose of the examination: To pass this professional examination, examine whether the candidates have reached the qualification level of banking managers and have the ability to perform duties matching the position, including examining their understanding of the relevant economic and financial systems. And the degree of mastery of laws and regulations, management of banking financial institutions, protection of financial consumers' rights and interests, etc., focusing on the actual application and control ability of compliance management of banking financial institutions, key points of various basic business risk control and corresponding regulatory requirements.

Main inspection knowledge points: economic policy, regulatory system, basic banking business, bank operation management and innovation, non-bank financial institutions and business, internal control, compliance management and auditing bank risk management, banking industry consumption Protection of the rights and interests of shareholders and social responsibility

3. Selected subjects: "Banking Professional Practice - Risk Management"

Examination purpose: The risk management examination is based on the authoritative framework system of domestic and foreign regulatory standards. Closely integrate with the basic practices of domestic banking business and risk management, and aim at the basic understanding of all employees of banking institutions, especially grassroots practitioners, unify the basic concepts and terminology of risk management, and master the basic knowledge of risk management, risk culture, and risk limits. , risk preference, three lines of defense and other basic contents, focusing on credit risks and operational risks related to grassroots practical work.

Main inspection knowledge points: risk management foundation, risk management system, capital management, credit risk management, market risk management, operational risk management, liquidity risk management, country risk management, reputation risk and strategic risk Management, other risk management, stress testing, risk assessment and capital assessment, banking supervision and market constraints

4. Selected subjects: "Banking Professional Practice—Personal Financial Management"

Purpose of the exam : Passing this exam will test candidates’ mastery of basic knowledge and skills in personal finance, including testing the application of professional knowledge and skills such as financial investment markets, financial products, financial business management, etc.; test candidates’ understanding of personal financial services Mastery of relevant laws and regulations, customer classification and demand analysis, financial calculation tools, etc.

Comprehensively apply the knowledge and skills of this subject to conduct personal financial management business legally and compliantly

Mainly examine knowledge points: personal finance, laws and regulations related to personal financial management business, financial investment market, financial products, customer classification and needs Analysis, financial planning calculation tools and methods, financial planners’ work processes and methods, financial planners’ financial service skills, and other laws and regulations related to personal financial management business

5. Selected subjects: "Banking Professional Practice—Company" Credit》

Examination purpose: To pass this subject examination, test candidates’ application of knowledge related to the field of banking and corporate credit, including basic knowledge of corporate credit, corporate credit operation procedures, analysis methods and management requirements, as well as corporate credit related Laws and regulations, etc., and the ability to handle basic credit business of banking companies.

Main inspection knowledge points: corporate credit, loan application acceptance and pre-loan investigation, loan demand analysis, loan environment risk analysis, loan environment risk analysis, customer analysis and credit rating, guarantee management, credit approval, loans Contracts and disbursements, post-loan management, loan risk classification and loan loss reserve provision, and non-performing loan management

6. Select the subject "Banking Professional Practice—Personal Loans"

Test purpose: To pass this subject examination, test candidates’ application of bank personal loan business-related knowledge, including basic personal loan knowledge and business management, operating procedures and risk management of various business types, personal loan-related laws and regulations, etc., to handle bank personal loans Basic business capabilities.

Main inspection knowledge points: basics of personal loan business, personal loan management, personal housing loans, personal consumption loans, personal business loans, credit card business, personal credit system

Above inspection The scope is for junior banking practitioners as an example. Intermediate banking practitioners are similar to this. You can refer to it! Preparation question bank practice:

Exam 100, including mock test questions, chapter exercises, past papers, frequently wrong questions, and daily practice!