1. Download Youth Bank Youke Loan APP, register and complete real-name authentication.

2. After logging in to the APP, select the loan or investment function, fill in relevant information according to the prompts and conduct risk assessment.

3. If it is a borrower, the platform will evaluate the loan amount and interest rate according to the information submitted by the user and the credit evaluation results. After passing, the funds will be credited to the bank account designated by the user.

If you are an investor, you can choose different goals to invest, and the investment amount can be adjusted according to your own needs.

5. After the loan term ends, the borrower needs to repay the loan as agreed and complete the repayment within the repayment period.

6. Investors can receive the corresponding principal and interest after the loan term ends.