No. Bank loan disbursement is not affected by time. Banks will disburse loans at the beginning, middle and end of the month. As long as the mortgage loan has been approved and there are no problems, it has entered the disbursement stage, and the loan will be disbursed even at the end of the month. A bank is a financial institution established in accordance with the law to engage in currency and credit business. It is the product of the development of the commodity currency economy to a certain stage.