The personal credit revolving loan launched by the bank is a short-term financing provided by the bank according to the personal credit status, and the borrower can recycle the loan within the approved amount. The maximum amount can reach 6,543,800 yuan, and individuals do not need any mortgage or guarantee.

Personal credit loans are mainly aimed at high-income white-collar workers, and it is difficult for ordinary people to obtain this credit line. After the threshold of housing mortgage loan is raised, these people face more difficult loan conditions.

1, with permanent residence in this city.

2 have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan.

3. The borrower needs to have assets recognized by the loan bank for mortgage or pledge, and must take mortgage.

The guarantor stipulated in the regulations guarantees it.

4. There is a legal purchase contract or agreement.

5. The borrower shall deposit more than 30% of the total price of the purchased house in the Construction Bank and do it.

For the down payment on the house.

6, the purchase of faster, must be provided by the unit stage guarantee.

Situation.