1, loan application
Individual applicants (spouse, property owner * * *) submit materials at the loan front desk, and the management staff will review the applicant's loan qualification and calculate the loanable amount; Meet the loan conditions, print the "Qingdao housing provident fund loan application approval form". After accepting the loan application, conduct credit inquiry and issue pre-trial opinions. Put forward preliminary examination opinions, apply for loan registration, and then accept the audit of auditors.
The developer will submit the loan application materials to the loan front desk. If the staff of the management office examines that the loan meets the loan conditions, the developer will inform the applicant to handle it. On the spot, the center printed the Approval Form for Qingdao Housing Provident Fund Loan Application, conducted personal credit inquiry, and issued pre-trial opinions.
2, approval, contract seal, mortgage
After the approval of the center, the applicant signs a loan contract (portfolio loan requires the borrower to sign a loan contract with the center and the bank respectively), and after both parties sign and seal the contract, the borrower (property owner * * *) goes through the mortgage registration formalities at the real estate registration department.
3. Obtaining evidence and lending money
After the mortgage registration formalities are completed, the staff of the management office will handle the loan issuance formalities after receiving the "Property Ownership Certificate" or "House Mortgage Advance Registration Certificate".
4. Mailing or receiving loan materials
After the loan is posted, materials such as loan transfer vouchers will be mailed or notified.