1. The short-term loan interest rate is as follows: six-month (inclusive) interest rate 5. 10%. The interest rate for six months to one year (inclusive) is 5.56%.
2. The interest rate for medium and long-term loans is as follows: the interest rate for one to three years (inclusive) is 5.60%. The interest rate for three to five years (inclusive) is 5.96%. The interest rate over five years is 6. 14%. It should be noted that these interest rates may be adjusted according to the comprehensive qualifications of customers. The better the qualification, the higher the loan amount and the lower the loan interest rate. In addition, ICBC's personal credit loan has a floating interest rate, which is calculated according to the latest one-year loan market quotation (LPR) and updated every month. The annualized interest rate (simple interest) is as low as 3.9%(LPR+0.2%), and the actual interest rate and bidding results are subject to the page display when handling business.