After purchasing a house with a provident fund loan, the provident fund previously paid can be withdrawn if the conditions are met.

Situations in which the balance of the housing provident fund account can be withdrawn:

1. Those who purchase, build, renovate or overhaul their own houses;

2. Those who retire or retire ;

3. Completely lost the ability to work and terminated the labor relationship with the employer;

4. Settled in foreign countries, Hong Kong, Macao and Taiwan;

5. Repaying the principal and interest of housing loans;

6. Being included in the minimum living security range for urban residents in this city and paying rent;

7. Employees being sentenced to prison terms while on the job, employees Those who have not re-employed two years after the housing provident fund was transferred to the centralized sealed-off households, whose employees’ household registrations have moved out of this city, or whose employees who have non-local household registrations have left this city and terminated their labor relations with their units.

Process for withdrawing housing provident fund:

1. The unit manager goes to the bank service outlet to purchase the "Housing Provident Fund Withdrawal Application Form" and cash (transfer) check;

2. When employees apply to withdraw housing provident funds, they must provide relevant supporting materials to the unit in accordance with regulations. After verification, the unit fills out the "Housing Provident Fund Withdrawal Application Form" and cash (transfer) check, and stamps the reserved seal. The personal housing provident fund account is in When employees of households concentrated in the management center withdraw housing provident funds, they should bring relevant certification materials and apply directly to the business hall of the management center or the counter of the management department of the district or county branch center to apply;

3. Employees should carry the "Housing Provident Fund Withdrawal Application Form" in accordance with regulations 》 and relevant certification materials go to the bank service outlet (district and county branch center management department) to apply for withdrawal of housing provident fund;

4. After the staff verifies that the information provided by the employee is qualified, the employee will handle the withdrawal review and print the "Acceptance" Give the employee a copy of the "Receipt of Acceptance" and the original supporting materials;

5. Transfer the withdrawn housing provident fund to the employee's own housing provident fund joint card savings account.