A: If the buyers can't pay in one lump sum, they basically have bank loans, that is to say, mortgage loans, professionally speaking, are mortgage purchases. After confirming that the property you choose has bank mortgage support, buyers should learn about the bank's regulations on obtaining mortgage support from the bank or the law firm designated by the bank, prepare relevant legal documents, and fill out the mortgage application. General information includes:
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse do not belong to the same household registration, a marriage certificate is required).
2. The original purchase agreement.
3. Original and photocopy of advance payment receipt for 30% or more of the house price 1 copy.
4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc.
5. The developer's collection account number is 1 copy.
Remarks: It is necessary to know this because Guangzhou restricts foreigners to buy only one house in Guangzhou.
(The above answers were published on 20 13-08-29. The current purchase policy should be based on the actual situation. )
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