Analysis:

The so-called advanced consumption refers to consumption that exceeds the current and future income capacity. Loan consumption is planned and arranged according to your future income. For example, your current professional income is relatively stable, and you are optimistic about your future income expectations. You can borrow money to buy what you want, buy a car or a house, and so on. Let you enjoy it in advance. Therefore, loan consumption is not the same as advanced consumption.

Test center:

Loan consumption