1. Short-term loans,
6 months (inclusive) 5.6%,
6 months to one year (inclusive) 5.6%
Second, medium and long-term loans
One to three years (inclusive) 6%
Three to five years (inclusive) 6%
More than five years 6. 15%
Agricultural Bank of China loan business
Loan business/transaction
Paid loan
Name of paid lending institution: Agricultural Bank of China
Type of institution: microfinance bank
Loan type: pure credit unsecured loan
Suitable for people: other occupations, employees of state-owned enterprises, civil servants, lawyers and teachers.
Loan currency: RMB loan amount: 200,000-200,000.
Loan interest rate: 0.60% Other expenses: no other expenses.
Loan term: 3-36 months; Repayment method: due repayment.
Processing time: 5 days loan purposes: personal consumption loan, decoration loan, travel loan, new car mortgage loan, used car purchase, unsecured credit loan.
Suitable areas: Hebei, Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei, Hunan, Guangdong, Guangxi Zhuang Autonomous Region, Hainan, Sichuan, Guizhou, Yunnan, Xizang Autonomous Region, Shaanxi, Gansu and Qinghai.
Product introduction
Personal wage guarantee loan (hereinafter referred to as "wage loan") refers to the RMB loan issued by Agricultural Bank of China to individual high-quality customers with good credit, with personal stable wage income as repayment guarantee to meet consumer demand. The loan object is/kloc-a natural person over 0/8 years old but under 60 years old, with China nationality and full capacity for civil conduct. "Pay-as-you-go loans" business must have clear personal consumption purposes, and personal credit loans without clear consumption purposes shall not be issued, and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies. The specific business types, handling procedures and handling conditions shall be subject to the relevant provisions of the local branch of Agricultural Bank of China.