To apply for our personal self-built housing loan, we must meet the basic conditions for applying for personal housing loan and meet the following conditions: 1. The house built is reasonable in design, can be listed and traded, has strong liquidity and can be mortgaged; 2. Construction land must be acquired through paid transfer, and the borrower is the owner of state-owned land use rights; 3. The house has been approved by the relevant departments, and the procedures are legal, complete, true and effective; 4. The borrower (the builder) has obtained the state-owned land use certificate, the construction land planning permit, the construction project planning permit and the building construction permits and other construction documents; 5. The borrower has paid off all the land payment and obtained the land payment voucher; 6 self-built housing construction project budget and project construction progress; 7. There is no property right dispute in the built house. Tips: The specific reply from the loan branch shall prevail ~