In this case, whether the loan interest rate will rise depends on the local system. To be sure, this is your first two mortgage.

Second, Inner Mongolia housing provident fund loan interest rate

The People's Bank of China has decided to reduce the interest rate of the first individual housing provident fund loan by 0. 15 percentage point from June 2022, and adjust the interest rates for less than five years (including five years) and more than five years to 2.6% and 3. 1% respectively. The second set of personal housing provident fund loan interest rate policy remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively. According to the central bank's interest rate adjustment notice, starting from 65438+ 10/,the Housing Provident Fund Center of Inner Mongolia Autonomous Region will provide personal housing provident fund loans (including 65438+1 0/kloc) issued after 65438+ 10/2022. For individual housing provident fund loans issued before June 65438+ 10/in 2022, if the loan term is within 1 year (including 1 year), the original contract interest rate shall be implemented without adjustment. If the loan term is more than one year, it will be 65438+ 10/0/in June 2023 at the adjusted new interest rate.

3. What is the interest rate of Hohhot provident fund loan?

Provident fund loan

You need to pay the provident fund for one year before you can get a loan.

4.202 1 what is the interest rate of Inner Mongolia provident fund?

The interest rate of 202 1 is the same as that in 2020. As far as the current situation is concerned, the interest rate of provident fund loans for less than five years is 2.75%; More than five years is 3.25%. And the benchmark interest rate for commercial loans below one year is 4.35%; Three to five years is 4.75%; More than five years is 4.9%. That is, compared with the loan interest rate of commercial banks, the interest rate of provident fund loans is not high, but the loan interest generated at the same interest rate varies according to the repayment methods.