There is no running water in the bank card to lend.

The bank account is the account of the monthly deposits and withdrawals in your bank card. The reason why the bank looks at your running water is to see whether you have stable income and repayment ability. As long as your monthly income in the running water is relatively large, it doesn't matter whether there is money in it when you print the running water of the bank.

Information on loan processing:

Credit loan: ID card, proof of income, bank account, work address, company phone number, proof of residence.

Mortgage loan: ID card, household registration book, marriage certificate, income certificate, bank account number, real estate license, land certificate, (married with information of both husband and wife)

Extended data:

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.

2. Does the current account of the loan bank have to have a job?

A loan bank doesn't have to have a job to keep a running account. If you have no job, you must first prepare a sum of money and deposit it in your account every month. Try not to take it out on the same day. It is best to lengthen the period from deposit to withdrawal as much as possible within the scope of personal tolerance. And don't take out all the funds in the account at one time, leave some balance in the card to ensure that the account remains abundant every time you save money; There is also a daily transfer. Try to use online banking and mobile banking to transfer money during working hours, and the date should be fixed, so that the flow is more effective.

3. Can bank loans only print salary income?

First, you can't.

Bank flow can't just print income, because the deposit and withdrawal transaction records reflected by bank flow have no other selection criteria except time. So if there is both income and expenditure in a certain period of time, and you want to print the running water of this period of time, it is impossible to print only income and not expenditure. Of course, if there is a period, the printed running water during this period will show all income, but there is no expenditure.

Second, the relevant content of bank flow

1. It can be printed at the ATM in the bank lobby, downloaded on the machine banking app, and then printed at the printing shop. Just type out the bank card and passbook and print them at the bank counter.

2. The bank flow is the embodiment of the user and the transaction voucher of the user. When applying for a loan, you need to provide the bank with running water. At this time, it is necessary to print personal bank running water. Moreover, bank flow includes deposit, withdrawal and consumption credit card records, and you can choose your own printing cycle when printing bank flow.

3. The user brings his ID card and bank card to the business place of the issuing bank, applies for printing the bank card at the counter, and then operates according to the instructions of the bank staff; Bank outlets generally have self-service machines, and users can print bank cards by themselves. Please follow the machine instructions for details. Log in to the online banking account of the bank to print the flow, find the transaction flow of the bank card, export the bill details of the account, and connect the computer to the printer to complete the printing.

There are many ways to print bills, but remember to check whether there is a bank seal on them after printing. If there is no seal, it will not be recognized. At the same time, when we make a loan, we'd better ask how long it will take to print and when the loan requirements will be different.

Fourth, the bank has a running account. Can I get a loan without a job?

Loans need to be punched in, not banks.

Loan preparation conditions:

1, if you want to have a fixed income, it depends on the salary details.

2.18-over 50 years old, and pay off the loan before 65 years old.

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage.

4. No bad credit record.

Materials to be prepared for the loan:

1. Lender ID card;

2. The credit information of the lender in the past six months, and the credit information is good;

3. The bank card under the lender's name has been flowing for nearly half a year without interruption;

4. Lender's residence certificate (rental contract, real estate license, water, electricity and gas invoices for the last three months)

5. Income certificate issued by the lender's work unit.

6. Social security, insurance policies and provident funds can also be loaned.

If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.

First, rural credit cooperatives refer to loans for farmers with rural household registration to use sales expenses such as seeds and breeding. Of course, buying a house is also acceptable.

Two, there are farmers' economic files in the local credit cooperatives. The so-called farmers' economic file is to establish a basic situation of economy, family and income for local farmers. After credit evaluation, credit loans are issued on the basis of credit, and no mortgage is required.

Thirdly, if a guarantor is required in the loans issued, it is because the loan officers of rural credit cooperatives want to better prevent and control risks, understand customers and collect loans more conveniently.

If the guarantor is out of town or out of town, it can't be done. Of course, it does not meet the conditions of guarantee. Just find someone to guarantee it.

Four. There are many conditions for granting loans, so you'd better ask the local credit union.

If the borrower wants to open an account separately, he needs an ID card and a marriage certificate (unmarried certificate, etc.). ) to prove marital status. Other information required by the lender from the payer. In fact, it can be issued without guarantee.