The non-malicious overdue certificate handled by the Agricultural Bank is as follows: \ x0d \ x0d \ x0d \ I XXX (ID number: xxxxxxxxxxxxxxxxxxxxxxxx). I applied for a personal student loan from China Bank xxXXXXXXXXX Branch in XX, and paid it back in full and on time every month. But I have accumulated X overdue records from XX to XX, one month. \x0d\ The overdue reason is that I went to work in a different place after graduation, resulting in poor communication with the bank, and I mistakenly thought that I would pay off the principal and interest in 20XX. After finding the problem, take the initiative to contact the bank and settle all the balances at the first time. \x0d\ hereby apply for non-malicious breach of contract. Please approve! \x0d\ \x0d\ Applicant: XXX 2065438+XX, XX, XX.