There are many frauds in the name of impersonating small loan companies. Note that all credit card, financing and loan businesses handled in different places and based on the Internet platform are basically scams, especially those that charge pre-loan fees such as material fees, security deposits and personal insurance premiums, charge fees with personal bank accounts, or require the mobile phone number bound to the bank card to be reserved as the other party's mobile phone number and deposit money on their own cards.