Credit card (debit card) application failed, which has a certain impact on the loan. When a user applies for a loan, the lending institution will find the record that the credit card (debit card) failed to be approved. Because the user's previous application for credit card (debit card) failed to pass the examination and approval, the user will be more strict in loan examination and approval, so that the user may not pass the loan examination and approval. Most lending institutions will refer to the audit results of banks.

Of course, the approval criteria for credit cards (debit cards) are different from those for loans. Even if the credit card (credit card) application fails, the loan will be affected, but the user has a certain chance to pass the audit.