1. Prerequisite for loan application of Weizhong Bank: being selected into the white list.

The prerequisite for the loan application conditions of Weizhong Bank is to enter the white list selected by Weizhong Bank. Only by entering the white list can you apply for small loans.

Micro-loan is the first group of users who choose the best customer orientation through the "white list". If users find the "micro-loan" icon in qq wallet, it proves that they have become the first customers of Weizhong Bank, but they have not let go of their independent application portal.

If you are already in the "white list" of Weizhong Bank, just bind QQ to any bank card and click on micro-loan, and you can check your credit limit. If necessary, you can click on the loan. Microfinance provides 724-hour service.

2. Weizhong Bank loan application prerequisites: good credit and repayment ability.

The necessary condition of Weizhong Bank's loan application is the online approval of micro-loan application, so the applicant's credit status is very important for the success of micro-loan application. In addition, microfinance is unsecured pure credit, so the repayment ability of the applicant is also an evaluation index for the success of the application.

Micro-credit loans Micro-credit products are characterized by "no mortgage, no guarantee, repayment as you borrow, and daily interest". It is understood that everyone's credit line for "micro-loan" is different, ranging from 20,000 yuan to 200,000 yuan. The loan bears interest at five ten thousandths of a day, which is equivalent to the expected annualized interest rate of about 7%- 18%.

Extended data:

Micro-credit is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. This product is a financial innovation product combining big data analysis with Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount is visible. Funds arrive in minutes, interest is calculated on a daily basis, and they are borrowed and returned. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.

Now you can apply for small and micro enterprise loans in several ways:

1. Pay attention to the official WeChat account of "Weizhong Bank Corporate Finance";

2. Download Weizhong Bank APP；;

3. Enter Weizhong Bank official website and click Corporate Finance on the homepage.

2. Where can customers apply for small and micro enterprise loans?

At present, only Guangdong, Jiangsu and Hunan provinces have been opened, and other cities are gradually opening up.

Third, Weizhong Bank's loan application process for small and micro enterprises

1, register

2. Sign a credit authorization agreement to authorize Weizhong Bank to inquire about credit records;

3. Signing the Power of Attorney for Data Use will authorize Weizhong Bank and its partners to inquire about corporate tax information;

4. After the enterprise certification is completed, it is necessary to certify the name, ID number and contact information of the legal representative;

5. The legal representative of the enterprise needs to sign the Power of Attorney for Personal Information Use, the Power of Attorney for Personal Credit Information and the Guarantee Contract;

6. Wait for the audit of Weizhong Bank after submission, and it will be received within 30 minutes at the earliest.

How to apply for Wechat business loan from Weizhong Bank? The specific process is introduced!

; ? Micro-credit is a large enterprise loan under Weizhong Bank, which provides financing services for small and medium-sized enterprises. Many enterprises are facing financial problems this year, so micro-credit can be considered. Let's briefly introduce the application process today, and qualified business owners can have a look.

I. Application Process

1. Enterprise authentication: enter the mobile phone number, and check the credit line after obtaining the verification code. Enter enterprise information for enterprise information authentication. After the entry is completed, click "Check Amount" to enter the enterprise authorization platform, and fill in and submit it according to the requirements of the page (the interface of tax and bank authentication will be different in different regions, please use your user name and password when filing tax returns with the Electronic Taxation Bureau).

Note: Please fill in the mobile phone number left by the company when opening an account, or you will be prompted "Personal authentication failed". Otherwise, if there is such a prompt, it is recommended to check the mobile phone number information.

2. Real-name authentication: upload the photo of the legal person's ID card, confirm the ID card information, and fill in the personal bank card;

3. Approval amount: after filling in the email, click "Apply for Approval" and wait for approval to obtain the loan amount;

Second, the cash withdrawal process

1. Click "Loan" and select the loan term;

2. Fill in the loan amount and add the company's collection account;

3. Enter the loan password, complete face recognition as required, and the loan will be completed after the system automatically approves it;

Third, matters needing attention

1. Except Shenzhen, if the amount exceeds 300,000 yuan, the salesman needs to go to the place where the enterprise is located to verify the situation;

2. During the application process, the legal person shall record the video.

Micro-loan application process of Weizhong Bank

Application conditions for micro-industry loans, what conditions micro-industry loans need to meet, and how to apply for loans.

The loan application process of Weizhong Bank in Wechat business is as follows: Pay attention to "Weizhong Bank Corporate Finance", click on the loan and register the enterprise. After the registration is successful, click to view the amount. After that, the legal person's real-name authentication will be carried out, and the approval result will be awaited after applying for verification. Only after approval, the loan amount will appear on the page. At this point, you can add an enterprise account to complete the withdrawal of loan amount.

Note that the Wechat business loan only provides services for enterprises in some areas, and enterprises outside the service scope are temporarily unable to apply.

The application conditions of microfinance mainly include the following points:

1. The age is above 18 years old (inclusive) and he holds a Chinese mainland resident identity card;

2 is the legal representative of the enterprise;

3 enterprises operating well, stable income, the ability to repay the principal and interest of loans on schedule;

4. The enterprise and the business owner have a good reputation, and there are no bad credit records and serious negative information in the credit report.

General taxpayer enterprises, small-scale taxpayer enterprises and individual industrial and commercial households can apply for micro-enterprise loans. However, we also need to note that microfinance is not open to the whole country.

When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;

4. Generally, formal product audit is strict. Although it is easy to use, it is difficult to apply, and so is money. However, I am looking for the exclusive application channel required by internal personnel, and the payment rate is very high, so it is the most recommended product among the products. Now that I have recommended it to everyone, I will present the exclusive application channel together, and friends in need can apply for it themselves.

Just remember to use the flowers that you got the quota on the same day, otherwise the quota may be taken back. This has happened to some friends before, remember.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

There is another one: 360 loan is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone. The amount is less than 200,000 yuan, the service period is between 1 and 12 months, and the daily interest rate can be as low as 0.027%. As a platform under the network security giant, 360 IOUs are still more reliable than ordinary platforms.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Three, "new one loan" is an unsecured RMB loan business owned or issued by Ping An Bank for legal consumption or business purposes other than house purchase. The information is complete, and the loan will be released within 1-3 working days.

The application threshold is low: you can apply for a monthly income of more than 4,000 yuan (car loan, mortgage, provident fund and insurance policy are the best), the amount is appropriate, and the repayment is flexible: the loan amount is 654.38 yuan +0. 1 10,000 to 500,000 yuan; The loan term is 12 months, 24 months, 36 months, and the excellent occupation can be as long as 48 months.

Ping An Xin Yi Dai Click Online Measurement

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!