Shang Hui Bank failed to apply for a consumer loan.
1 The application conditions are not met.
Shang Hui Bank's consumer loan needs to meet the application conditions before it can be applied. If the applicant does not meet the application conditions of Shang Hui Bank's consumer loan, then the application of Shang Hui Bank's consumer loan will not be approved.
2 personal credit problems
When applying for a consumer loan from Shang Hui Bank, Shang Hui Bank will check the applicant's personal credit information as the basis for review. If the applicant's personal credit information is found to have a bad record, the application will be rejected.
3 debt is too high
The consumer loan of Shang Hui Bank attaches great importance to the repayment ability of the applicant. When applying, the applicant's responsibilities will be investigated from many aspects. If the applicant's debt is found to be too high, it means that the repayment ability is not strong, so the application will be rejected.
The unsuccessful application for consumer loans from banks in Shang Hui is generally caused by the above reasons. If you want to successfully apply for a consumer loan from Shang Hui Bank, you must avoid the above situation, otherwise you will not be able to pass.