Withdrawing credit funds is to obtain bank loans or other credit help by using false business. For example, the company is in urgent need of a sum of money, and the bank will not grant credit under normal circumstances. Therefore, the company fabricated a project contract and submitted it to the bank to obtain the credit support of the bank. This is a way to get bank credit. Article 175 of the Criminal Law constitutes the crime of obtaining credit funds at high interest, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income. If a unit commits this crime, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention.