Legal analysis: If someone uses his ID card to make a loan, although the name of the party is written, as long as the party is not present to sign, the loan has nothing to do with the party, and the party does not need to bear any consequences. If you find that your ID card has been stolen by others, you should call the police immediately and call the loan company to tell you that I didn't make the loan myself. Generally, in addition to identity information, you need to sign a loan contract. The loan contract needs the lender's signature and handprint, and it can be determined whether it is signed by the parties themselves through appraisal. Stealing another person's ID card or using another person's ID card to borrow money is an illegal and criminal act and will be punished by law.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 110 A natural person enjoys the right to life, body, health, name, portrait, reputation, honor, privacy and marital autonomy. Legal persons and unincorporated organizations enjoy the right of name, reputation and honor.

Article 111 The personal information of natural persons shall be protected by law. Any organization or individual who needs to obtain other people's personal information shall obtain and ensure the information security according to law, and shall not illegally collect, use, process or transmit other people's personal information, or illegally buy, sell, provide or disclose other people's personal information.

Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan and less than 1,000 yuan, or detain it for less than 10 days. Illegal income, confiscate the illegal income:

(a) using another person's identity card or using a forged identity card;

(2) buying, selling or using forged or altered identity cards.

Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.