The extraction method of non-cancellation households (extraction of leased self-occupied housing, etc.). ) can be extracted once every 12 months, and the cancellation households can be extracted (extracting the settlement in different places, extracting the death or being declared dead, etc.). ) can only be extracted once.

Partial withdrawal limit

1. Withdraw housing accumulation fund to pay off personal housing loan in advance: limited to the balance of personal housing loan;

2. Withdraw part of the housing provident fund to repay the term housing loan in advance: the borrower and spouse can withdraw all the storage balance from the housing provident fund account.

3. The employee rents a house from the company: it is paid in full according to the actual rent.

4. Extraction of leased commercial housing: The maximum amount of tax invoice extraction shall not exceed RMB 65,438+RMB 5,000 per year.

5. Major illness: the withdrawal amount is the medical expenses actually paid by the individual in the current period.

First, the scope of housing provident fund deposit:

1, institutions;

2. State-owned enterprises, urban collective enterprises, foreign-invested enterprises, enterprises invested by Hong Kong, Macao and Taiwan businessmen, urban private enterprises and other urban enterprises or economic organizations;

3. Private non-enterprise units and social organizations;

4. Permanent representative offices of foreign, Hong Kong, Macao and Taiwan invested enterprises and other economic organizations.

Two, what are the provisions about the unit to pay housing provident fund:

1, the unit shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid;

2, housing provident fund deposit is indeed difficult units, discussed and approved by the workers' congress or the trade union, and audited by the housing provident fund management center, reported to the housing provident fund management committee for approval, can reduce the deposit ratio or holdover;

3. After the economic benefits of the unit improve, increase the deposit ratio or pay the deferred part;

4, the unit does not apply for housing provident fund deposit registration or not to set up housing provident fund accounts for employees of the unit, the housing provident fund management center shall order it to handle within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed;

5, the unit fails to pay or underpays the housing provident fund, the housing provident fund management center shall be ordered to pay within a time limit;

6 overdue deposit, you can apply to the people's court for compulsory execution.

Legal basis:

Regulations on the administration of housing provident fund

Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.