Qujing City Commercial Bank was established on March 28th, 2006 on the basis of the original Qujing City Credit Cooperative. Qujing City Commercial Bank has developed rapidly since its establishment several years ago. According to the statistics in 2008, the balance of deposits in Qujing City Commercial Bank was 5.2 billion yuan, the balance of loans was 2.84 billion yuan, and 654.38+million "Pearl River Source Cards" were issued, with the capital adequacy ratio 1 1.27%, the withdrawal coverage ratio 150%, and the return on net assets was 22.2%, which was not in the fifth grade.

Qujing City Commercial Bank is a local joint-stock financial enterprise. Like other joint-stock enterprises, the highest authority of Qujing Commercial Bank is the shareholders' meeting, which is led by the board of directors and supervised by the board of supervisors. The agency has two loan products:

1. Comprehensive consumer loan of Yuxi Commercial Bank

Loan type: secured loan, loan interest rate: 0.60%-0.70%, loan term: 1.00 months-120.00 months.

Line: 1.000-300.000.

Product advantages: 1, high loan amount 2, long loan term 3, low application conditions 4, wide loan uses 5, diversified guarantee methods 6, and flexible repayment methods.

2 Qujing City Commercial Bank personal durable consumer goods loans

Loan type: mortgage interest rate: 0.60%-0.70% Loan term: 1.00 month-12.00 month.

Line: 2000- 10000.

Product advantages: 1, flexible loan amount, wide loan use and fast loan speed.