A microfinance company is a limited liability company or joint stock limited company established by natural persons, enterprise legal persons and other social organizations, which does not absorb public deposits and operates microfinance business. Then, what procedures do enterprises need to apply for loans from small loan companies?

Procedures for an enterprise to borrow money from a small loan company:

First, the original and photocopy of the business license of the enterprise and the original and photocopy of the identity card of the enterprise as a legal person.

second, the financial statements of enterprises, including balance sheet, income statement, cash flow statement, etc., are required by some small loan companies to be audited. The balance sheet and income statement are current and previous.

thirdly, the enterprise has a loan certificate issued by the statutory issuing authority, and the enterprise needs to provide a general deposit account for loan application.

It should be noted that different small loan companies have slight differences in information requirements. After the materials are fully prepared, you can apply to the small loan company and wait for the review. Once the review is passed, you can get the money after signing the loan contract with the small loan company.