We can choose more and more online lending platforms, so what are the top ten lending platforms among these mixed lending platforms? The following platforms are ranked in no particular order, and they are all formal platforms for application. You can choose the right platform to apply according to your own situation.
First, Ant Financial Service
Ant Financial was born in Alipay's loan platform, which is mainly based on the systematic evaluation of sesame credit score as the main basis for issuing loans. The main loan products are ant flower buds and ant borrowing buds, which are the preferred online lending platform for most people.
Second, Zhaolian Finance
Zhaolian Finance is an Internet consumer finance company established by China Merchants Bank and China Unicom. The main online loan product is Zhaolian good-term loan, which can be borrowed at any time 24 hours and received in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.
Third, Jingdong Finance
Jingdong Finance is an Internet finance company under the JD.COM Group. Users can submit materials online through JD Finance, and apply for using JD.COM white bars or JD.COM gold bars. The system will grant the credit line according to the user's qualification. It has the characteristics of online loan, unsecured, real-time examination and approval, and quick arrival, and supports installment repayment and early repayment, with daily interest.
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Fourth, the degree of Xiaoman Finance.
Du Xiaoman Finance is a formal financial company, backed by Baidu. Its personal consumer credit products include easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and interest rate according to the user's qualifications. It has the characteristics of fast arrival, flexible loan, early repayment and installment repayment.
Verb (abbreviation of verb) 360 IOU
360 IOU is a loan platform for individuals and small and micro enterprises under 360. It evaluates customers' credit based on 360 big data, and provides consumer loans that arrive quickly on this basis. 360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.
Sixth, Suning Finance.
Suning Finance is an internet finance company under Suning Group, and its consumer credit brand is Suning's willful loan, which mainly aims at individual users, providing them with multi-scenario capital purposes such as shopping, decoration, tourism, education, car purchase, and providing inclusive finance services to consumers. Users can apply for loans directly online through Suning Financial APP, and they can get a maximum loan amount of 200,000 yuan, which is fast in approval and flexible in repayment.
Seven, should enjoy the flowers.
Yi Xianghua is an online credit loan product launched by Hainan Yixin inclusive microcredit Co., Ltd., which provides loan services to Chinese mainland citizens aged 22-55. We can apply by submitting our ID card online, and the review of credit information is relatively loose. There is no serious overdue, and it can be approved within 10 minutes at the earliest, and the maximum revolving loan amount is 200,000 yuan, with the annual interest rate of 10.8%. Repayment can be divided into 6 installments and 9 installments.
Eight, Meituan Finance
Meituan Finance is an Internet finance company under Meituan. Meituan Finance provides convenient, fast and unsecured credit loan services for Meituan merchants and consumers. Users can apply for a loan online through convenient operation, and get a loan of up to 300,000 yuan with an annualized interest rate of 7.2% (simple interest). Lending can be done in 5 seconds at the earliest after approval, and repayment by installments is supported.
Nine, stage music
Staging music is a consumption staging platform under Lexin. Submit the material application online, and the system will automatically approve the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.
Ten, comfortable flowers
Anyihua is a loan platform under the immediate consumer finance company. Users can apply online, and the system will quickly approve according to their credit status. The annualized interest rate is between 7.2% and 24%, and the maximum loan is 200,000. The credit line can be circulated once, and the fastest loan is 1 minute. Repayment can be flexibly phased.