As long as there is no overdue payment, you can apply for prepayment, settle the installment loan, terminate the contract and prepay the 200 yuan service fee. Please call Immediate Financial Customer Service at 400-036-8876 to make an appointment before the repayment date of 15 of the prepayment month.
Please make sure that the balance of the bound bank card is sufficient before paying off, and the system will automatically deduct the money.
If the prepayment is not successfully completed, the original repayment plan will be resumed, and the prepayment is invalid.
Extended data
Repayment procedure
1. According to the regulations of the bank, customers need to submit a written application one week to one month in advance to agree on the repayment date. Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank, and the bank will automatically deduct the money.
There is no limit to the number of times each bank repays the loan in advance. It can pay off all or part of the loan. It's just that the starting amount of each loan repayment is different from bank to bank. Some regulations are 65,438+0,000 yuan or multiples of 65,438+0,000 yuan, and some banks stipulate that the loan can be repaid in advance if it is more than 1000 yuan.
3. Some borrowers who repay the loan in advance can choose two ways: one is to reduce the monthly repayment amount and keep the repayment period unchanged; The other is to shorten the repayment period and keep the monthly repayment amount unchanged. If the income of the lender keeps increasing, you can choose the repayment method of shortening the loan term and realize the desire of being debt-free as soon as possible. If the income does not increase too much, you can reduce the repayment amount and keep the repayment period unchanged, which will reduce the repayment pressure.
References:
Baidu encyclopedia-advance payment