Rich people usually do large-scale business, and their own money is never enough. In order to expand their business scale, they must rely on the support of bank loans. Only the rich can easily get loans from banks. They have various companies or assets as collateral. With the support of banks, they will make money, make profits and be invincible (at least the billionaires around me are like this).

There is generally only one purpose of loans: expansion, expansion and re-expansion.