Very good.

Loans refer to monetary funds provided by national commercial banks and other financial institutions to borrowers to repay principal and interest at an agreed interest rate and period. Loans can be divided into short-term, medium-term and long-term loans according to the length of time. They can be divided into credit and guaranteed loans according to the presence or absence of guarantees. They can be divided into rural industrial and commercial loans and consumer loans according to the objects and purposes of the loans. Personal loans can be divided into types according to the types of loans. It is divided into personal housing commercial, personal housing provident fund and personal housing portfolio loans.