Overdue records will not be recorded in the credit report. But now online loans have big data, and other loans will be affected once they are overdue.
So far, China people's personal credit information can be queried through two channels:
1. Bring my ID card or the client's ID card and the power of attorney, and provide the ID card at the credit inquiry window of the local people's bank.
Print personal credit records;
2. Open the official website of China People's Credit Information Center, match the mobile phone number with the registered account number of the ID card, and submit the personal credit information record inquiry application in the personal inquiry column.
Please, usually within 72 hours, the mobile phone will receive the inquiry code sent by the credit information center. Re-open the official website registered account of China People's Credit Information Center.
Personal inquiry column: enter the inquiry code of SMS to access personal credit information, and a PDF document can be generated at the bottom of the page to download and save.