2. Charming loans. Charm Loan is an online P2P channel in China. 20 13, the "charm loan Application”app was launched, and the whole process of loan application can be completed on the mobile phone. On 20 14, the "Charming Loan Financing" App was launched for lenders, and the whole process service of the loan reporting terminal and the lending terminal was completed.
3. melting. com
Dianrong.com was founded on 20 12. One of its founders has overseas P2P entrepreneurial experience, and has completed the C round of financing led by Standard Chartered Bank, with strong platform strength.
Point melting. The main star product of com is the investment and financial management tool group earning, which can spread users' funds to thousands of targets very intelligently and reduce users' investment risks. This is also the most prominent feature of point melting. Compared with other platforms. Dianrong.com's group earning projects pay interest every day, and the principal and interest are automatically reinvested, and the capital flows transparently and safely. However, the investment income is slightly insufficient, generally around 8%, which is suitable for diversified investment.
4. Microfinance network
Micro-loan network is a P2P online lending platform focusing on automobile mortgage services, which was established earlier in the P2P financial management industry in China. At present, the platform mainly focuses on automobile mortgage business. Investors can see the marital status, native place and RV of the project borrower. The micro-loan network has a risk reserve, and the platform uses150,000 yuan as the risk reserve to solve the overdue situation.
At the same time, when overdue or bad debts occur, the platform will use the risk reserve to advance and then deal with the collateral. Generally speaking, the annualized interest rate of micro-loan network is higher, the cycle is more suitable for medium-term investors, and the risk coefficient is lower, which is suitable for investors to choose.
5. Sanyibao
Sanyibao is a platform focusing on supply chain financial projects, adhering to the concept of safety, professionalism and transparency, and committed to providing investors with efficient and accurate investment and financial services.
Sanyibao strictly checks the qualifications of borrowing enterprises, and its projects are all excellent projects with guaranteed quality. After on-the-spot investigation by the professional risk control team, the investigation results and loan information are made public to ensure the authenticity of the project. In addition, Sanyibao benefits investors to the greatest extent, with an annualized rate of return of 8%- 15%, which is in the middle and high level in the industry. The duration of the project is mainly in the short and medium term of 6- 12 months, which is the first choice for stable investment in the short and medium term.