According to Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances:

1. Purchase, build, rebuild or overhaul their own houses;

2. Repaying the principal and interest of the loan for the purchase and construction of owner-occupied housing;

3. renting a self-occupied house, and the rent exceeds a certain proportion of the family wage income;

4. Retired;

5, leaving the country to settle down;

6. The employee dies or is declared dead;

7, enjoy the urban minimum living guarantee;

8. completely or partially losing the ability to work, and terminating the labor relationship with the unit;

9. other circumstances stipulated by the management Committee in accordance with relevant laws and regulations.

The following materials are required to withdraw the housing provident fund:

1. If the balance stored in the housing provident fund account is withdrawn, it shall be verified by the unit where it belongs and a certificate of withdrawal shall be issued.

2. Employees shall apply to the Housing Provident Fund Management Center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant;

3. If the withdrawal is approved, go through the payment formalities at the entrusted bank.

Different provident fund centers have stipulated different conditions and procedures for provident fund withdrawal. Please consult the local provident fund center.