If the loan subject is two people, the credit information of two people will be checked. If the loan subject is only the man, the woman's credit will not be checked. The woman may cooperate with the bank as a second or third party in time.

Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products. During the loan application period, the car buyer will deposit the down payment of the car into the bank savings counter account, which is lower than the amount stipulated by the bank.

Extended data:

Precautions:

Borrowers should measure whether they are suitable for buying a car by loan according to their own income: because after buying a car by loan, borrowers have to repay in full and on time every month, and in addition, they have to pay a certain amount of parking fees, maintenance fees, insurance and other expenses, so the pressure of life will increase, and it is difficult to maintain without a stable high income.

After the customer obtains the loan, he must repay it in full and on time to avoid leaving a bad credit record due to overdue repayment and bringing unnecessary trouble to the user.

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