Hello: it may take about a month to update the data of the credit report. I suggest you check your personal credit report one month after repayment to see if the data has been updated. At present, the credit report shows that the balance of bad debts is 3000, indicating that it is in this state as of the date of information update. In addition, it is recommended to check the personal credit report after one month to see if the information has been updated. If it is not updated, you can raise an objection to the application and ask the merchant to report the repayment information. The balance of the updated credit report is zero, but overdue records should be kept for five years.