After the loan is paid off, the bank still freezes the loan amount, indicating that the user cannot meet the conditions for subsequent loans and cannot continue to apply for loans. At this point, users need to keep good credit records and wait for the banking system to re-evaluate, and the frozen limit may be unfrozen after re-evaluation. As for the quota during the freezing period, users cannot apply for loans. In short, after the loan is paid off, users who want to apply for a loan in the future must meet the loan conditions, and the loan page must have a loanable amount.