Bohai Bank is a national joint-stock commercial bank located in Tianjin. Like other banks, Bohai Bank has its own credit card business. Provide users with services such as credit card application and credit card installment payment. Many friends who want to apply for Bohai Bank's credit card ask, is Bohai Bank's credit card good? Let me introduce it to you here.
Introduction of Bohai Bank Credit Card
China Bohai Bank used China Bohai Bank Credit Card at the end of 20 15, focusing on the installment business with the theme of "Jane". Only standard cards can apply.
Bohai Bank credit cards are divided into diamond cards, platinum cards, gold cards and ordinary cards according to credit card grades, which provide interest-free period of 24 to 55 days, and also have many product functions such as consumption installment, bill installment and special installment.
The card organization of Bohai Bank's credit card is UnionPay, which has dual-interface IC chips and supports UnionPay flash payment and HCE payment functions. The color of the four-level card is different.
Applying for a credit card is easy to approve here, with high quota and fast card issuance.
Is the credit card of Bohai Bank approved well?
If you want to apply for a credit card of Bohai Bank, it will be easier to approve it if you meet the requirements. You need to meet the following basic conditions:
1, the required age is between 18-65 years old, and the age of the certificate is not less than 12 years old.
2, should be a natural person with full capacity for civil conduct, have my valid identity documents.
3. Have a stable wage income, a fixed source of income or certain financial assets, and a relatively stable or fixed residence.
4. Have a good personal credit record and no records that are inconsistent with the facts such as malicious arrears.
Here, I would like to introduce the credit card of Bohai Bank and the basic application conditions of credit cards. Whether it is approved or not is also related to the card level you apply for. If you want to apply for a high-end credit card, it is not enough to meet the basic conditions, but also to have good enough qualifications for approval.
Is the credit card of Bohai Bank approved well?
Bohai Bank is the first national joint-stock commercial bank approved in China since 1996, and its head office is located in Tianjin. Bohai Bank owns all the services of commercial banks, including deposit and withdrawal, loan issuance, settlement business and credit card issuance. So is Bohai Bank's credit card recognized?
1, Bohai Bank's credit card is still relatively easy to approve, provided that the user meets some conditions and requirements stipulated by Bohai Bank.
2. Under normal circumstances, to apply for Bohai Bank credit card, you need to provide the original information of personal ID card; You also need to provide personal income certificate, which can be salary slip, income certificate, personal income tax certificate, social security withholding certificate, etc.
3. Need to provide some personal assets certificates, such as real estate, automobile production, etc.; Finally, to apply for a credit card, Bohai Bank needs to be authorized to inquire about personal credit information. Only when these conditions are met will the application for Bohai Bank credit card be issued.
4. If the applicant's credit information is not good or his personal income is too low, the credit card application will fail.
The above is the introduction of Bohai Bank's credit card, I hope it can help.
Is Bohai Bank's 5 1 credit card reliable?
5 1 credit card is more reliable. 5 1 credit card belongs to the third-party platform, and the personal data provided by users through 5 1 credit card are submitted to the bank instead of 5 1 credit card, so the information security of users is more secure. On the other hand, the 5 1 credit card only supports the application of 20 credit cards from prime Bank, so users don't have to worry about the source of credit cards.
Moreover, 5 1 credit card is only one of the credit card processing channels, which is the same as users applying for credit cards through WeChat and Alipay.
5 1 Bohai Credit Card is not a debit card. This is a joint credit card issued by Bohai Bank. It has financial functions such as credit consumption, cash advance and overpayment recovery. The interest-free period is as long as 54 days, and the full repayment on the repayment date of overdraft consumption does not require additional expenses.
However, 5 1 Bohai credit card holders need to bear certain interest if they borrow cash in advance or apply for credit card loans. The specific interest rate standard is subject to the bank's audit results.
So much for the introduction of Bohai Bank's credit card.