China Bank's electronic loan withdrawal channels mainly include personal online banking and personal mobile banking.
1. There are four main security authentication tools for personal mobile phone bank withdrawals, namely "mobile phone transaction code (SMS verification code) dynamic password (ETOKEN)", mobile phone shield, SIM shield, and BOC E shield (that is, audio keys that can be inserted into the audio port of mobile phones).
2. There are two main authentication tools for personal online banking, namely "mobile phone transaction code (SMS verification code) and dynamic password (ETOKEN)" and BOC E shield (that is, hardware equipment that supports inserting USB interface into computer).
The above contents are for your reference. Please refer to the actual business regulations.
The loan needs to be authenticated by the real name of the mobile phone and verified by the bank card.
It may be that the ID card has expired, or the loan platform system is being updated and upgraded. There are only two situations in which the real-name authentication of loan mobile phone fails. The case of 1 is that your ID card has expired, resulting in non-permanent real-name authentication. In the second case, the loan platform system is being updated and upgraded, and real-name authentication can only be carried out after the upgrade is successful.
Abnormal real-name authentication of loan mobile phone requires bank card verification.
Just use the bank card to pass the verification. When making a loan, you need to authenticate yourself through your mobile phone. Some people have been certified before, so this step is not needed. If not, you usually need a bank card to verify your identity information.