1, loan application form;
2. Household registration book, ID card or other valid proof of residence;
3, the purchase contract or letter of intent and other related documents;
4, the unit housing fund management institutions agreed to loan letter;
5. For customers who buy new commercial housing, please provide a copy of the commercial housing sales license of the sales unit; For the purchase of public houses, please provide a copy of the approval document of the higher-level housing reform management institution on the "house selling plan";
6. When mortgage or pledge, the guarantor agrees to the written certificate of guarantee and the guarantor's credit certificate;
7. In case of guarantee, the guarantor agrees to the written guarantee certificate and the guarantor's credit certificate;
8. The original and photocopy of the receipt that has paid more than 30% of the house purchase advance payment;
9. Other materials required by the bank.
Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.
In any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account:
Purchase, construction, renovation and overhaul of owner-occupied housing;
2 retired;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
Rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.