① Adding contacts does not meet the requirements, mainly because the contacts have talked too little recently.

(2) Common contacts refer to people who have a large number of call records in the last three months. If you set permissions, you need to allow the APP to obtain contact and call record messages.

Contacts that do not meet the requirements may cause the following problems.

① Unable to submit loan application.

(2) The contact person does not meet the requirements, which directly leads to the failure of the next payment.

The solution is as follows

(1) add contacts in recent call records.

(2) Allow the APP to obtain the phone contacts and call records.