The general market value of this property is 400,000, and the appraised value is about 320,000. The loan amount is 70% of the appraised value, so the final loan amount is about 230,000.

60-80% of the appraised value of the real estate, and the mortgage preparation materials:

1, real estate license;

2. Identity cards of the obligee and his spouse;

3. Household register of the obligee and spouse;

4. Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau);