1. Qualification of operating company: Yixianghua is operated by Yixin Microfinance Company and has relevant licenses, so it is a legal and compliant loan platform.
2. Access to the credit information system: Yi Xianghua has gradually accessed to the central bank's credit information system, and loans for general credit information are usually formal.
3. Source of funds: 65,438+000% of the entitled funds come from licensed financial institutions, which ensures the safety and legality of funds.
4. Application process: When applying for flower buds, users need to provide ID cards for authentication and operator authentication, fill in personal basic information, and bind personal bank cards.
5. Efficiency of examination and approval: Yi Xianghua has established a flexible and efficient credit evaluation and management system through cutting-edge technologies such as artificial intelligence and cloud computing, and realized automatic examination and approval of real-time calculation and second-level response.
6. Service target: Yi Xianghua has covered tens of thousands of micro-financial customers, and the beneficiary enterprises are located in more than 300 cities and more than 2,000 counties across the country, meeting the financing needs of more than 7 billion from wholesale and retail, traditional manufacturing, accommodation and catering industries.