It will not affect it.

If the debt cannot be repaid and the person concerned does not transfer the property to his family with malicious intent, the family will not be affected.

Article 108 of the "General Principles of the Civil Law" stipulates: "Debts must be paid off. If they are temporarily unable to repay, they may be repaid in installments by the debtor with the consent of the creditor or the ruling of the people's court. If he is able to repay, he refuses to repay. , the people's court will make a judgment to force repayment. "It can be seen that the debtor must repay the debt for sure.

In practice, there are two different situations when the debtor is unable to repay: one is temporary inability to repay. If this is the case, the debtor can repay it in installments in accordance with the relevant provisions of the above-mentioned "General Principles of Civil Law". The other is permanent inability to repay. If the debt is permanently insolvent, the debt can only be repaid with the debtor's existing personal property.