1. After you have debts, you must first find out how much money you owe, and remember not to make confused accounts; 2. According to your own actual situation, come up with a feasible repayment plan and scheme, such as how long it will take to repay, and how much it will cost each month. , and then negotiate with creditors; 3, combined with their monthly repayment goals, try to find a job that suits them and the salary is as high as possible. If a single main business can't meet the income requirements, you need to consider increasing your sideline income; During the debt repayment, remember not to add new accounts to the old ones. We should properly control consumption, and at the same time try to avoid unnecessary risks, so as not to lead to debt superposition again. Tips: The above contents are for reference only. Loans should not only be handled through formal platforms or formal banks, but also be borrowed reasonably according to your repayment ability, and remember to borrow excessively. If you are in loans overdue, you will not only incur liquidated damages and interest, but also affect your personal credit information. If it is overdue for a long time, it will be collected by the loan platform, and legal measures may be taken against you in serious cases. I suggest that you pay back on time. Reply time: February 8, 2022. Please refer to the latest business changes announced by Ping An Bank in official website.