When the online lending platform exits, it is necessary to follow the following basic principles:
(1) the principle of marketization. Online lending platforms need to follow the principle of marketization when formulating exit plans. In the whole exit process, the online lending platform should choose the exit path that suits it according to the changes in the market environment.
(2) The principle of active prudence. The online lending platform should be actively and steadily withdrawn. That is, prepare for withdrawal, reasonably dispose of the platform's non-performing assets, properly repay the lender's funds, and prevent mass incidents.
(3) the principle of cooperation. When online lending institutions quit, they need to strengthen communication with relevant departments, accept the guidance of relevant departments, cooperate closely, exchange information in time, and form a joint force.
(4) The principle of classified disposal. When the online lending institution withdraws, it needs to truthfully inform the relevant departments of the risk degree and lender information of the platform projects, and the relevant departments will formulate corresponding attention levels for these projects according to the severity of the risks.
(5) Three "No" principles. When the online lending institution quits, it shall not relocate its business, shut down the platform official website, or lose the platform executives.