You have to pay a down payment when you pre-sell. When the main structure is capped, you can sign online and go through the loan procedures. Of course, the down payment must be paid before the loan is processed.

According to the developer's requirements, at least a down payment can be made at the time of pre-sale. Some developers also require a down payment. The down payment means your house price minus the loan amount. You got it? You can sign a loan online and go through the loan procedures. After capping, the bank will lend money. You should repay the loan.