There are several ways to inquire about all the debts under an individual's name:

1. Check the personal credit report: the personal credit report contains relevant loan information, including how many times the user borrowed, whether it was settled, and how much the loan was, with complete records;

2. Users can call banks, lending institutions and service platforms with relevant business contacts to consult online customer service personnel about the loan situation;

3. Users can log in to online banking/mobile banking, and check the loan and credit card arrears on the personal account page; Online loan information can also be viewed by logging in to the loan software; .

4. Find a third-party data organization to view personal Internet big data: repayment records of Internet loans are generally recorded in Internet big data.

To apply for a credit card, you need to use it regularly and return it on time, which can improve your credit. Banks will assume that customers who use credit cards repeatedly are honest and have the ability to bear liabilities.