The calculation method of fast loan interest of China Construction Bank is based on the annual interest rate. At present, there are two kinds of annual interest rates, the basic interest rate is 7.2% and the preferential interest rate is 6.6%. The loan amount is relatively wide, ranging from 1 1,000 yuan to 50,000 yuan, and the loan term is fixed at 1 year. The calculation formula of interest is: interest is equal to the loan amount multiplied by the loan period and the corresponding annual interest rate. Because the longest loan term of fast loan is 12 months, no matter how long the loan term is, it is regarded as 1 year in actual calculation. Taking a loan of 50,000 yuan as an example, the interest under the original interest rate is 50,000 * 7.2% = 3,600 yuan, and the interest under the preferential interest rate is 50,000 * 6.6% = 3,300 yuan. For short-term loans, say, three months, the interest is 3,600 yuan divided by 12 months and then multiplied by the actual number of months, that is, 900 yuan. It should be noted that the applicant for quick loan needs to be an existing customer of CCB with good credit, and can try to negotiate with the bank to obtain more favorable interest rates.

For customers who open online banking and have online banking shield, CCB provides a variety of fast loan products, including fast e-loan, financing e-loan and pledge loan. The application conditions and advantages of each product are different. Want to know the specific details, it is suggested to consult the staff of China Construction Bank directly to obtain the most accurate information.