Apply for provident fund first. The following is the link of Baidu Encyclopedia. There are specific procedures.

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2. Should I buy a house or apply for a provident fund loan first?

Do you want to buy a first-hand house or a second-hand house?

Third, buy a house first or apply for provident fund first?

Under normal circumstances, buyers can buy a house first, and they can buy a house through housing provident fund loans or commercial loans. 1, housing provident fund loans: individual housing provident fund loans are loans entrusted by banks in various housing provident fund management centers.

The expected annualized interest rate of housing provident fund loans is lower than that of commercial loans, but the amount is limited.

The maximum amount of the first home loan is 6.5438+0.2 million; The maximum loan amount for the second house is 800,000 yuan.

Fourth, whether to buy a house with the provident fund is to buy a house before applying or to apply before buying.

If you are not in the same provident fund management city and cannot use it, you should submit the provident fund to the original provident fund management department.